IDFC First Bank Ltd (IDFCFIRSTB)
₹72.00
Mkt cap
₹62,099 Cr
P/E ratio
21.10
P/B
1.26
Div yield
0.35%
ROE
3.83%
ROCE
5.98%
EPS (TTM)
₹3.41
Book value
₹57
52W range
58–90
Sector
Financial Services
Price history
Previous close
IDFC First Bank is engaged in the business of Banking Services. IDFC FIRST Bank was founded by the merger of Erstwhile IDFC Bank and Erstwhile Capital First on December 18, 2018.
NSE IDFCFIRSTBBSE 539437
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
TechnicalsNeutral
52-week range
−19.65% from high₹72
₹58+23.97% from low₹90
Current
₹72.00
Prev close
₹73.38
Day
−1.88%
Price performance
1D
−1.88%
1W
−0.41%
1M
−9.39%
3M
−15.05%
6M
+2.64%
1Y
−8.81%
YTD
−16.20%
Financials
Revenue, profit & margin
P/E ratio
21.1×
IDFCFIRSTB is 74% above the sector median of 12.1×
IDFCFIRSTB21.1×
Sector median12.1×
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7,356 | 7,879 | 8,219 | 8,789 | 8,957 | 9,343 | 9,413 | 9,642 | 9,937 | 10,417 | 10,553 | 11,051 | 11,922 | |
| Interest | 3,406 | 3,593 | 3,750 | 4,094 | 4,169 | 4,441 | 4,506 | 4,709 | 4,824 | 4,925 | 4,876 | 5,079 | 5,737 | |
| Expenses | 4,398 | 4,895 | 5,169 | 5,426 | 6,285 | 6,261 | 6,441 | 6,580 | 6,576 | 6,982 | 7,118 | 6,873 | 7,079 | |
| Financing Profit | -448 | -609 | -700 | -731 | -1,497 | -1,359 | -1,534 | -1,647 | -1,463 | -1,490 | -1,441 | -901 | -894 | |
| Financing Margin % | -6% | -8% | -9% | -8% | -17% | -15% | -16% | -17% | -15% | -14% | -14% | -8% | -8% | |
| Other Income | 1,430 | 1,517 | 1,642 | 1,619 | 1,727 | 1,780 | 1,895 | 2,227 | 1,891 | 2,125 | 1,630 | 2,309 | 2,296 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 982 | 908 | 942 | 888 | 230 | 421 | 361 | 580 | 428 | 635 | 189 | 1,409 | 1,402 | |
| Tax % | 23% | 21% | 23% | 23% | 13% | 19% | 16% | 20% | 18% | 21% | -68% | 24% | 25% | |
| Net Profit | 751 | 716 | 724 | 681 | 201 | 339 | 304 | 463 | 352 | 503 | 319 | 1,075 | 1,045 | |
| EPS in Rs | 1.12 | 1.01 | 1.02 | 0.96 | 0.27 | 0.46 | 0.42 | 0.63 | 0.48 | 0.58 | 0.37 | 1.25 | 1.21 | |
| Gross NPA % | 2.11% | 2.04% | 1.88% | 1.90% | 1.92% | 1.94% | 1.87% | 1.97% | 1.86% | 1.69% | 1.61% | 1.51% | 1.32% | |
| Net NPA % | 0.68% | 0.68% | 0.60% | 0.59% | 0.48% | 0.52% | 0.53% | 0.55% | 0.52% | 0.53% | 0.48% | 0.44% | 0.40% | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.59% · closed higher next day 22 of last 39
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26† | Q3FY26 | Q4FY26 | Q2FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 28 Oct '23◦ | 20 Jan '24◦ | 27 Apr '24◦ | 27 Jul '24◦ | 26 Oct '24◦ | 25 Jan '25◦ | 26 Apr '25◦ | 26 Jul '25◦ | 18 Oct '25◦ | 31 Jan '26◦ | 25 Apr '26◦ | 24 Oct '26◦ |
| Earnings day | −3.31% | −6.73% | −3.71% | +0.47% | +2.49% | −8.90% | +0.64% | +0.03% | +7.03% | −2.84% | +4.52% | −0.77% |
| +1 day | −3.89% | −9.24% | −3.12% | +2.09% | +3.21% | −6.42% | +1.29% | −0.55% | +9.85% | +1.52% | +2.20% | −1.30% |
| +5 days | −3.83% | −3.82% | −8.20% | −3.32% | +1.24% | −0.51% | −0.85% | −1.94% | +10.39% | +1.41% | +2.26% | — |
| +15 days | −1.69% | −7.81% | −8.67% | −1.52% | −3.91% | −2.68% | +1.66% | +0.83% | +11.30% | −16.20% | +0.86% | — |
| +30 days | +1.69% | −6.73% | −8.60% | −2.54% | −1.79% | −9.47% | +8.08% | +2.81% | +11.13% | −23.83% | +8.57% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Sep 20260.00%Promoter
Promoters0.00%
FIIs36.67%0.57
DIIs25.42%1.07
Public30.13%1.60
Government7.78%
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| HDFC Bank | ₹692.80 | 13.34 | 10,68,834 | 1.88% | 21,537 | +5.55% | 95,132 | +9.35% | 7.02% |
| ICICI Bank | ₹1,398.00 | 17.00 | 10,03,901 | 0.86% | 17,389 | +22.28% | 55,992 | +16.21% | 7.18% |
| Kotak Mah. Bank | ₹461.60 | 21.65 | 4,59,194 | 0.14% | 5,645 | +26.34% | 19,856 | +15.45% | 6.98% |
| Axis Bank | ₹1,217.00 | 12.65 | 3,78,983 | 0.08% | 7,666 | +39.38% | 38,087 | +17.88% | 6.24% |
| IDBI Bank | ₹80.32 | 10.40 | 86,363 | 0.00% | 2,226 | −31.43% | 8,519 | +19.84% | 5.92% |
| Federal Bank | ₹339.70 | 16.19 | 84,008 | 0.35% | 1,568 | +51.08% | 8,383 | +16.17% | 6.39% |
| IndusInd Bank | ₹838.00 | 21.76 | 65,292 | 0.18% | 1,242 | +384.24% | 11,796 | +1.61% | 5.68% |
| IDFC First Bank | ₹72.00 | 21.11 | 62,099 | 0.35% | 1,045 | +196.50% | 11,922 | +19.97% | 5.98% |
| Median: 20 Co. | ₹297.02 | 12.14 | 40,987 | 0.35% | 705 | +36.92% | 5,038 | +16.19% | 6.40% |
Filings
Annual reports12
Concall transcripts80
TranscriptOct 2026PPTOct 2026RECOct 2026TranscriptJul 2026TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptApr 2026PPTApr 2026RECApr 2026TranscriptFeb 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptOct 2025PPTOct 2025RECOct 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025PPTApr 2025
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Change in Management 30 Oct - IDFC FIRST Bank appoints Hardik Thaker as CISO from October 30, 2026; Nitin Chauhan resigns, last day April 23, 2027.Announcement under Regulation 30 (LODR)-Earnings Call Transcript 30 OctAudio Recording Of Earnings Call (Q2 FY''27). 25 Oct - Audio recording of Q2-FY27 earnings call held on October 24, 2026, is now available on the bank’s website.Announcement under Regulation 30 (LODR)-Change in Directorate 24 Oct - S. Ganesh Kumar appointed chairperson from May 10, 2027; Pradeep Natarajan reappointed; Aashish Kamat to exit Dec 17, 2026.Announcement under Regulation 30 (LODR)-Investor Presentation 24 Oct - Investor Presentation - Financial results for the quarter and half year ended September 30, 2026.