Housing & Urban Development Corporation Ltd (HUDCO)
₹179.24
Mkt cap
₹36,138 Cr
P/E ratio
8.49
P/B
1.63
Div yield
3.35%
ROE
20.00%
ROCE
8.41%
EPS (TTM)
₹21.11
Book value
₹110
52W range
160–244
Sector
Financial Services
Price history
Previous close
Housing & Urban Development Corporation Ltd is primarily engaged in the business of financing housing and urban development activities in the country. [1]
NSE HUDCOBSE 540530
Health check
Cautious
ValuationCheap
ProfitabilityWeak
TechnicalsBearish
52-week range
−26.52% from high₹179
₹160+12.32% from low₹244
Current
₹179.24
Prev close
₹180.52
Day
−0.71%
Price performance
1D
−0.76%
1W
−1.59%
1M
−10.89%
3M
−14.27%
6M
+1.70%
1Y
−15.24%
YTD
−22.55%
Financials
Revenue, profit & margin
P/E ratio
8.5×
HUDCO is 46% below the sector median of 15.7×
HUDCO8.5×
Sector median15.7×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,843 | 1,865 | 2,013 | 2,065 | 2,188 | 2,518 | 2,760 | 2,845 | 2,937 | 3,219 | 3,431 | 3,563 | 3,717 | |
| Interest | 1,191 | 1,217 | 1,313 | 1,240 | 1,464 | 1,662 | 1,762 | 1,859 | 1,976 | 2,147 | 2,394 | 2,413 | 2,561 | |
| Expenses | 60 | 55 | 12 | 8 | 47 | -138 | 73 | -28 | 109 | 147 | 320 | 587 | 109 | |
| Financing Profit | 592 | 593 | 688 | 817 | 678 | 994 | 924 | 1,014 | 852 | 926 | 717 | 563 | 1,048 | |
| Financing Margin % | 32% | 32% | 34% | 40% | 31% | 39% | 33% | 36% | 29% | 29% | 21% | 16% | 28% | |
| Other Income | 9 | 16 | 10 | 129 | 9 | 8 | 10 | 10 | 8 | 32 | 74 | 62 | 20 | |
| Depreciation | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 4 | 3 | 3 | 3 | 4 | 2 | |
| Profit before tax | 598 | 606 | 696 | 943 | 685 | 1,000 | 932 | 1,020 | 857 | 955 | 788 | 621 | 1,066 | |
| Tax % | 25% | 26% | 25% | 26% | 19% | 31% | 21% | 29% | 26% | 26% | 10% | -219% | 20% | |
| Net Profit | 446 | 452 | 519 | 700 | 558 | 689 | 735 | 728 | 630 | 710 | 713 | 1,981 | 851 | |
| EPS in Rs | 2.23 | 2.26 | 2.59 | 3.50 | 2.79 | 3.44 | 3.67 | 3.64 | 3.15 | 3.55 | 3.56 | 9.90 | 4.25 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −0.32% · closed higher next day 13 of last 36
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25† | Q1FY26 | Q2FY26 | Q3FY26† | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 13 Nov '23◦ | 9 Feb '24◦ | 24 May '24◦ | 12 Aug '24◦ | 30 Oct '24 | 23 Jan '25 | 7 May '25 | 6 Aug '25◦ | 10 Nov '25◦ | 29 Jan '26◦ | 14 May '26 | 27 Jul '26 |
| Earnings day | +0.62% | −9.99% | +1.70% | −4.18% | +0.07% | −2.63% | −1.30% | −0.55% | −1.32% | −6.04% | +1.76% | +3.39% |
| +1 day | +0.25% | −9.99% | −3.32% | −4.03% | +0.37% | −3.35% | −2.68% | −1.98% | −2.83% | −7.93% | −5.90% | −0.56% |
| +5 days | +2.46% | −3.52% | +10.98% | −4.98% | +5.07% | −4.92% | +3.51% | −1.33% | +4.34% | −5.79% | −6.10% | +1.96% |
| +15 days | +13.60% | −2.27% | +8.50% | −11.20% | +0.28% | −15.31% | +11.90% | −0.22% | +0.99% | −4.18% | −6.18% | −3.34% |
| +30 days | +55.02% | −6.60% | +27.19% | −21.04% | +19.38% | −19.62% | +1.61% | +13.28% | −7.58% | −15.62% | −5.25% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Interim Dividend - Rs 1.25 Per Share | 1.25 | 27 Mar '26 | 28 Mar '26 |
Shareholding
as of Jun 202675.00%Promoter
Promoters75.00%
FIIs2.40%0.18
DIIs10.09%0.94
Public12.49%0.75
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| PFC | ₹355.60 | 4.50 | 1,17,352 | 5.22% | 8,998 | +2.12% | 28,527 | −0.04% | 9.71% |
| IRFC | ₹83.40 | 15.16 | 1,08,991 | 2.52% | 1,927 | +10.40% | 8,261 | +19.46% | 5.64% |
| RECLTD | ₹318.70 | 5.23 | 83,921 | 5.82% | 4,193 | −6.11% | 14,435 | −2.05% | 9.71% |
| HUDCO | ₹180.52 | 8.49 | 36,138 | 3.35% | 851 | +35.05% | 3,717 | +26.55% | 8.41% |
| IREDA | ₹113.64 | 16.25 | 31,924 | 1.19% | 338 | +36.82% | 2,248 | +15.46% | 8.69% |
| IFCI | ₹101.38 | 152.30 | 27,315 | 0.00% | 60 | −17.40% | 327 | −19.68% | 4.90% |
| TFCILTD | ₹143.26 | 43.04 | 6,633 | 0.42% | 61 | +100.29% | 81 | +27.17% | 11.13% |
| Median: 8 Co. | ₹128.45 | 15.71 | 34,031 | 1.85% | 594 | +6.26% | 2,983 | +15.46% | 8.55% |
Filings
Annual reports15
Annual Report 2026bseAnnual Report 2025bseAnnual Report 2024bseAnnual Report 2023bseAnnual Report 2022bseAnnual Report 2021bseAnnual Report 2020bseAnnual Report 2019bseAnnual Report 2018bseAnnual Report 2017bseAnnual Report 2016bseAnnual Report 2015bseAnnual Report 2014bseAnnual Report 2013bseAnnual Report 2012bse
Concall transcripts59
TranscriptJul 2026PPTJul 2026RECJul 2026PPTMay 2026PPTMay 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025RECMay 2025PPTMay 2025TranscriptJan 2025PPTJan 2025RECJan 2025PPTJan 2025PPTOct 2024PPTOct 2024PPTAug 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Credit Rating 3 Sep - JCRA upgraded HUDCO’s foreign and local currency long-term issuer ratings to A- on 3 September 2026.Disclosure Under Regulation 30- ESG Ratings 3 Sep - HUDCO received ESG rating 62, categorized as Strong,ESG Risk Assessments and Insights Limited.Mou Between HUDCO And The Government Of Bihar 2 Sep - HUDCO signed MoU with Bihar on 2 Sep 2026 for ₹25,000 crore industrial infrastructure financing.Corporate Disclosure 2 Sep - DIPAM orders transfer of Rural Development shares to Housing & Urban Affairs, keeping Government holding at 75%.Announcement under Regulation 30 (LODR)-Newspaper Publication 1 Sep - Special Window for transfer & dematerialisation requests of physical securities