Housing & Urban Development Corporation Ltd (HUDCO)
₹195.54
Mkt cap
₹39,145 Cr
P/E ratio
9.70
P/B
1.78
Div yield
2.33%
ROE
20.20%
ROCE
8.41%
EPS (TTM)
₹20.16
Book value
₹110
52W range
160–244
Sector
Financial Services
Housing & Urban Development Corporation Ltd is primarily engaged in the business of financing housing and urban development activities in the country. [1]
Health check
Cautious
ValuationCheap
ProfitabilityWeak
TechnicalsBearish
52-week range
−19.84% from high₹196
₹160+22.53% from low₹244
Current
₹195.54
Prev close
₹195.20
Day
+0.17%
Price performance
1D
+0.17%
1W
−3.16%
1M
−6.11%
3M
−7.49%
6M
−4.99%
1Y
−14.70%
YTD
−15.50%
Financials
FRevenue, profit & margin
P/E ratio
9.7×
HUDCO is 44% below the sector median of 17.2×
HUDCO9.7×
Sector median17.2×
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,852 | 1,843 | 1,865 | 2,013 | 2,065 | 2,188 | 2,518 | 2,760 | 2,845 | 2,937 | 3,219 | 3,431 | 3,563 | |
| Interest | 1,150 | 1,191 | 1,217 | 1,313 | 1,240 | 1,464 | 1,662 | 1,762 | 1,859 | 1,976 | 2,147 | 2,394 | 2,413 | |
| Expenses | -155 | 60 | 55 | 12 | 8 | 47 | -138 | 73 | -28 | 109 | 147 | 320 | 587 | |
| Financing Profit | 857 | 592 | 593 | 688 | 817 | 678 | 994 | 924 | 1,014 | 852 | 926 | 717 | 563 | |
| Financing Margin % | 46% | 32% | 32% | 34% | 40% | 31% | 39% | 33% | 36% | 29% | 29% | 21% | 16% | |
| Other Income | 10 | 9 | 16 | 10 | 129 | 9 | 8 | 10 | 10 | 8 | 32 | 74 | 62 | |
| Depreciation | 3 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 4 | 3 | 3 | 3 | 4 | |
| Profit before tax | 864 | 598 | 606 | 696 | 943 | 685 | 1,000 | 932 | 1,020 | 857 | 955 | 788 | 621 | |
| Tax % | 26% | 25% | 26% | 25% | 26% | 19% | 31% | 21% | 29% | 26% | 26% | 10% | -219% | |
| Net Profit | 639 | 446 | 452 | 519 | 700 | 558 | 689 | 735 | 728 | 630 | 710 | 713 | 1,981 | |
| EPS in Rs | 3.19 | 2.23 | 2.26 | 2.59 | 3.50 | 2.79 | 3.44 | 3.67 | 3.64 | 3.15 | 3.55 | 3.56 | 9.90 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
EResults dates & reactionsNext results
27 Jul '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −0.42% · closed higher next day 14 of last 35
| Q1FY24 | Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25† | Q1FY26 | Q2FY26 | Q3FY26† | Q4FY26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 4 Aug '23◦ | 13 Nov '23◦ | 9 Feb '24◦ | 24 May '24◦ | 12 Aug '24◦ | 30 Oct '24 | 23 Jan '25 | 11 Jul '25 | 6 Aug '25◦ | 10 Nov '25◦ | 18 Feb '26◦ | 14 May '26 |
| Earnings day | +4.79% | +0.62% | −9.99% | +1.70% | −4.18% | +0.07% | −2.63% | −0.28% | −0.55% | −1.32% | −1.10% | +1.76% |
| +1 day | +11.68% | +0.25% | −9.99% | −3.32% | −4.03% | +0.37% | −3.35% | +0.03% | −1.98% | −2.83% | −0.81% | −5.90% |
| +5 days | +10.14% | +2.46% | −3.52% | +10.98% | −4.98% | +5.07% | −4.92% | −2.25% | −1.33% | +4.34% | −3.50% | −6.10% |
| +15 days | +20.19% | +13.60% | −2.27% | +8.50% | −11.20% | +0.28% | −15.31% | −9.05% | −0.22% | +0.99% | −12.35% | −6.18% |
| +30 days | +19.55% | +55.02% | −6.60% | +27.19% | −21.04% | +19.38% | −19.62% | −7.89% | +13.28% | −7.58% | −7.55% | −5.25% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Interim Dividend - Rs 1.25 Per Share | 1.25 | 27 Mar '26 | 28 Mar '26 |
| dividend Interim Dividend - Rs 1.15 Per Share | 1.15 | 6 Feb '26 | 7 Feb '26 |
Shareholding
Sas of Jun 202675.00%Promoter
Promoters75.00%
FIIs2.40%0.18
DIIs10.09%0.94
Public12.49%0.75
Ownership trend
Peers
P7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Power Fin.Corpn. | ₹411.90 | 5.25 | 1,35,931 | 4.50% | 8,598 | +10.81% | 28,920 | −1.18% | 9.71% |
| I R F C | ₹87.62 | 16.34 | 1,14,506 | 2.40% | 1,684 | +0.15% | 7,336 | +9.11% | 5.64% |
| REC Ltd | ₹361.60 | 5.93 | 95,217 | 4.98% | 4,193 | −6.11% | 14,435 | −2.05% | 9.71% |
| H U D C O | ₹195.54 | 9.70 | 39,145 | 2.33% | 1,981 | +172.26% | 3,563 | +25.23% | 8.41% |
| Indian Renewable | ₹120.48 | 18.07 | 33,846 | 0.50% | 493 | −1.80% | 2,175 | +14.22% | 8.69% |
| IFCI | ₹70.12 | 102.36 | 18,893 | 0.00% | 34 | −93.52% | 470 | +13.74% | 5.03% |
| Tour. Fin. Corp. | ₹87.27 | 26.22 | 4,040 | 0.69% | 61 | +100.29% | 81 | +27.17% | 11.13% |
| Median: 8 Co. | ₹104.05 | 17.20 | 36,495 | 1.51% | 1,089 | −0.83% | 2,869 | +13.98% | 8.55% |
Filings
DAnnual reports15
Financial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013bseFinancial Year 2012bseFinancial Year 2010bse
Concall transcripts56
PPTMay 2026PPTMay 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025RECMay 2025PPTMay 2025TranscriptJan 2025PPTJan 2025RECJan 2025PPTJan 2025PPTOct 2024PPTOct 2024PPTAug 2024TranscriptMay 2024PPTMay 2024RECMay 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 21 Jul - HUDCO schedules Q1FY27 earnings conference call on 28 July 2026 at 11:00 A.M. to discuss unaudited results.Announcement under Regulation 30 (LODR)-Newspaper Publication 21 Jul - Newspaper Publication - Transfer of Shares to IEPFBoard Meeting Intimation for Consideration Of Financial Results 20 Jul - Board meets 27 July 2026 to approve Q1 results and consider 1st interim dividend.Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 15 Jul - Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018 for the quarter ended 30.06.2026.Mou Between HUDCO And The Government Of Odisha 11 Jul - HUDCO signed MoU with Odisha for ₹1 lakh crore term loans over five years for urban projects.