City Union Bank Ltd (CUB)
₹219.75
Mkt cap
₹21,773 Cr
P/E ratio
16.50
P/B
2.05
Div yield
0.91%
ROE
13.20%
ROCE
6.74%
EPS (TTM)
₹13.32
Book value
₹107
52W range
146–230
Sector
Financial Services
City Union Bank Limited is a banking company. The Bank's segments include Treasury, Corporate and Wholesale Banking, Retail Banking and Other Banking Operations.(Source : Company Web-site )
Health check
Mixed
ValuationFair
ProfitabilityWeak
TechnicalsBullish
52-week range
−4.39% from high₹220
₹146+50.99% from low₹230
Current
₹219.75
Prev close
₹220.86
Day
−0.50%
Price performance
1D
−0.50%
1W
−2.32%
1M
+10.51%
3M
+11.62%
6M
+8.12%
1Y
+35.36%
YTD
+1.56%
Financials
FRevenue, profit & margin
P/E ratio
16.5×
CUB is 17% above the sector median of 14.1×
CUB16.5×
Sector median14.1×
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,228 | 1,266 | 1,304 | 1,326 | 1,374 | 1,389 | 1,434 | 1,479 | 1,533 | 1,605 | 1,653 | 1,756 | 1,856 | |
| Interest | 714 | 744 | 766 | 810 | 828 | 843 | 851 | 891 | 932 | 980 | 987 | 1,004 | 1,070 | |
| Expenses | 451 | 452 | 390 | 391 | 402 | 403 | 451 | 455 | 489 | 488 | 512 | 580 | 617 | |
| Financing Profit | 63 | 71 | 149 | 125 | 145 | 142 | 132 | 133 | 112 | 137 | 154 | 172 | 169 | |
| Financing Margin % | 5% | 6% | 11% | 9% | 11% | 10% | 9% | 9% | 7% | 9% | 9% | 10% | 9% | |
| Other Income | 195 | 191 | 182 | 193 | 175 | 192 | 226 | 228 | 251 | 244 | 259 | 245 | 290 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 258 | 262 | 331 | 318 | 320 | 334 | 358 | 361 | 363 | 381 | 414 | 417 | 460 | |
| Tax % | 16% | 13% | 15% | 20% | 20% | 21% | 20% | 21% | 21% | 20% | 21% | 20% | 22% | |
| Net Profit | 218 | 227 | 281 | 253 | 255 | 264 | 285 | 286 | 288 | 306 | 329 | 332 | 360 | |
| EPS in Rs | 2.21 | 2.30 | 2.84 | 2.56 | 2.58 | 2.68 | 2.89 | 2.89 | 2.91 | 3.10 | 3.33 | 3.36 | 3.63 | |
| Gross NPA % | 4.37% | 4.91% | 4.66% | 4.47% | 3.99% | 3.88% | 3.54% | 3.36% | 3.09% | 2.99% | 2.42% | 2.17% | 1.91% | |
| Net NPA % | 2.36% | 2.51% | 2.34% | 2.19% | 1.97% | 1.87% | 1.62% | 1.42% | 1.25% | 1.20% | 0.90% | 0.78% | 0.68% | |
| Raw PDF |
Earnings
EResults dates & reactionsNext results
28 Jul '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.17% · closed higher next day 31 of last 56
| Q1FY24 | Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 11 Aug '23◦ | 27 Oct '23◦ | 1 Feb '24◦ | 21 May '24◦ | 26 Jul '24◦ | 21 Oct '24◦ | 31 Jan '25◦ | 2 May '25◦ | 31 Jul '25◦ | 3 Nov '25◦ | 2 Feb '26◦ | 28 Apr '26 |
| Earnings day | −5.85% | +0.19% | −4.59% | −0.75% | +5.89% | +11.87% | −1.34% | +5.24% | −0.19% | +9.58% | +4.57% | +1.64% |
| +1 day | −5.27% | +3.53% | −5.52% | −0.65% | +8.18% | +10.97% | −0.27% | +4.47% | +1.26% | +7.98% | +2.33% | +2.27% |
| +5 days | −3.99% | +4.20% | −7.65% | −1.89% | +1.69% | +17.46% | +0.28% | +6.01% | −1.93% | +6.63% | +0.56% | +0.66% |
| +15 days | +0.07% | +13.19% | −6.02% | +2.93% | +6.42% | +13.30% | −13.09% | +13.07% | −4.50% | +18.05% | +1.19% | −7.80% |
| +30 days | −0.11% | +18.78% | −10.71% | +19.16% | +5.22% | +22.79% | −11.24% | +12.57% | −4.87% | +16.57% | −12.00% | −5.31% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 2 Per Share | 2.00 | 31 Jul '26 | 31 Jul '26 |
| bonus Bonus 1:3 | 0.33 | 12 Jun '26 | 12 Jun '26 |
Shareholding
Sas of Jun 2026FIIs18.65%4.72
DIIs44.84%4.11
Public36.50%0.60
Ownership trend
Peers
P8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| HDFC Bank | ₹742.80 | 14.48 | 11,44,294 | 1.75% | 20,383 | +18.37% | 90,575 | +3.67% | 7.02% |
| ICICI Bank | ₹1,432.90 | 18.33 | 10,28,039 | 0.84% | 16,276 | +13.88% | 52,241 | +6.44% | 7.18% |
| Kotak Mah. Bank | ₹384.75 | 19.11 | 3,82,725 | 0.17% | 5,480 | +22.55% | 18,355 | +6.41% | 6.98% |
| Axis Bank | ₹1,227.30 | 13.75 | 3,81,823 | 0.08% | 7,670 | +22.24% | 35,542 | +9.87% | 6.24% |
| IDBI Bank | ₹84.93 | 9.80 | 91,320 | 2.47% | 2,131 | +5.35% | 7,549 | +7.44% | 5.92% |
| Federal Bank | ₹354.30 | 18.68 | 87,481 | 0.34% | 1,302 | +36.78% | 7,862 | +9.94% | 6.39% |
| IndusInd Bank | ₹996.05 | 58.69 | 77,606 | 0.15% | 1,037 | +71.68% | 11,310 | −7.78% | 5.68% |
| City Union Bank | ₹219.75 | 16.47 | 21,773 | 0.91% | 360 | +24.86% | 1,856 | +21.07% | 6.74% |
| Median: 20 Co. | ₹309.30 | 14.12 | 43,703 | 0.78% | 629 | +27.33% | 4,735 | +9.64% | 6.40% |
Filings
DAnnual reports15
Financial Year 2026bseFinancial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013bseFinancial Year 2012bse
Concall transcripts78
TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptOct 2024PPTOct 2024TranscriptAug 2024PPTAug 2024TranscriptMay 2024PPTMay 2024TranscriptFeb 2024PPTFeb 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Newspaper Publication 21 Jul - Newspaper Advertisement on Notice of AGM for FY 2025-26Reg. 34 (1) Annual Report. 20 JulBusiness Responsibility and Sustainability Reporting (BRSR) 20 Jul - Submitted FY 2025-26 BRSR with reasonable assurance report under SEBI regulations.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 20 Jul - Our bank will be participating in the Q1 FY 2027 Earnings Call organized by Ambit Capital on July 28, 2026.Board Meeting Intimation for Approval Of Un-Audited Standalone Financial Results Of The Bank For The Quarter Ended June 30, 2026 16 Jul - Board meets July 28, 2026 to approve Q1 FY27 unaudited standalone results; trading window opens July 31, 2026.







