City Union Bank Ltd (CUB)
₹214.20
Mkt cap
₹21,223 Cr
P/E ratio
14.20
P/B
1.90
Div yield
0.93%
ROE
13.20%
ROCE
6.74%
EPS (TTM)
₹15.08
Book value
₹113
52W range
167–249
Sector
Financial Services
Price history
Previous close
City Union Bank Limited is a banking company. The Bank's segments include Treasury, Corporate and Wholesale Banking, Retail Banking and Other Banking Operations.(Source : Company Web-site )
NSE CUBBSE 532210
Health check
Cautious
ValuationFair
ProfitabilityWeak
TechnicalsNeutral
52-week range
−13.92% from high₹214
₹167+28.51% from low₹249
Current
₹214.20
Prev close
₹226.90
Day
−5.60%
Price performance
1D
−5.60%
1W
−3.52%
1M
−0.33%
3M
−0.59%
6M
+2.97%
1Y
+24.07%
YTD
−1.01%
Financials
Revenue, profit & margin
P/E ratio
14.2×
CUB is 17% above the sector median of 12.1×
CUB14.2×
Sector median12.1×
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,304 | 1,326 | 1,374 | 1,389 | 1,434 | 1,479 | 1,533 | 1,605 | 1,653 | 1,756 | 1,856 | 1,985 | 2,092 | |
| Interest | 766 | 810 | 828 | 843 | 851 | 891 | 932 | 980 | 987 | 1,004 | 1,070 | 1,165 | 1,219 | |
| Expenses | 390 | 391 | 402 | 403 | 451 | 455 | 489 | 488 | 512 | 580 | 617 | 561 | 682 | |
| Financing Profit | 149 | 125 | 145 | 142 | 132 | 133 | 112 | 137 | 154 | 172 | 169 | 259 | 191 | |
| Financing Margin % | 11% | 9% | 11% | 10% | 9% | 9% | 7% | 9% | 9% | 10% | 9% | 13% | 9% | |
| Other Income | 182 | 193 | 175 | 192 | 226 | 228 | 251 | 244 | 259 | 245 | 290 | 244 | 350 | |
| Depreciation | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | |
| Profit before tax | 331 | 318 | 320 | 334 | 358 | 361 | 363 | 381 | 414 | 417 | 460 | 503 | 541 | |
| Tax % | 15% | 20% | 20% | 21% | 20% | 21% | 21% | 20% | 21% | 20% | 22% | 24% | 23% | |
| Net Profit | 281 | 253 | 255 | 264 | 285 | 286 | 288 | 306 | 329 | 332 | 360 | 383 | 416 | |
| EPS in Rs | 2.84 | 2.56 | 2.58 | 2.68 | 2.89 | 2.89 | 2.91 | 3.10 | 3.33 | 3.36 | 3.63 | 3.86 | 4.20 | |
| Gross NPA % | 4.66% | 4.47% | 3.99% | 3.88% | 3.54% | 3.36% | 3.09% | 2.99% | 2.42% | 2.17% | 1.91% | 1.73% | 1.44% | |
| Net NPA % | 2.34% | 2.19% | 1.97% | 1.87% | 1.62% | 1.42% | 1.25% | 1.20% | 0.90% | 0.78% | 0.68% | 0.61% | 0.48% | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.19% · closed higher next day 31 of last 58
| Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | Q2FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 1 Feb '24◦ | 21 May '24◦ | 26 Jul '24◦ | 21 Oct '24◦ | 31 Jan '25◦ | 2 May '25◦ | 31 Jul '25◦ | 3 Nov '25◦ | 2 Feb '26◦ | 28 Apr '26 | 28 Jul '26 | 28 Oct '26 |
| Earnings day | −4.59% | −0.75% | +5.89% | +11.87% | −1.34% | +5.24% | −0.19% | +9.58% | +4.57% | +1.64% | −3.90% | +5.53% |
| +1 day | −5.52% | −0.65% | +8.18% | +10.97% | −0.27% | +4.47% | +1.26% | +7.98% | +2.33% | +2.27% | −9.52% | −0.37% |
| +5 days | −7.65% | −1.89% | +1.69% | +17.46% | +0.28% | +6.01% | −1.93% | +6.63% | +0.56% | +0.66% | −14.10% | — |
| +15 days | −6.02% | +2.93% | +6.42% | +13.30% | −13.09% | +13.07% | −4.50% | +18.05% | +1.19% | −7.80% | −7.18% | — |
| +30 days | −10.71% | +19.16% | +5.22% | +22.79% | −11.24% | +12.57% | −4.87% | +16.57% | −12.00% | −5.31% | −2.72% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 2 Per Share | 2.00 | 31 Jul '26 | 31 Jul '26 |
| bonus Bonus 1:3 | 0.33 | 12 Jun '26 | 12 Jun '26 |
Shareholding
as of Sep 2026FIIs17.39%1.26
DIIs47.99%3.15
Public34.61%1.89
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| HDFC Bank | ₹692.80 | 13.34 | 10,68,834 | 1.88% | 21,537 | +5.55% | 95,132 | +9.35% | 7.02% |
| ICICI Bank | ₹1,398.00 | 17.00 | 10,03,901 | 0.86% | 17,389 | +22.28% | 55,992 | +16.21% | 7.18% |
| Kotak Mah. Bank | ₹461.60 | 21.65 | 4,59,194 | 0.14% | 5,645 | +26.34% | 19,856 | +15.45% | 6.98% |
| Axis Bank | ₹1,217.00 | 12.65 | 3,78,983 | 0.08% | 7,666 | +39.38% | 38,087 | +17.88% | 6.24% |
| IDBI Bank | ₹80.32 | 10.40 | 86,363 | 0.00% | 2,226 | −31.43% | 8,519 | +19.84% | 5.92% |
| Federal Bank | ₹339.70 | 16.19 | 84,008 | 0.35% | 1,568 | +51.08% | 8,383 | +16.17% | 6.39% |
| IndusInd Bank | ₹838.00 | 21.76 | 65,292 | 0.18% | 1,242 | +384.24% | 11,796 | +1.61% | 5.68% |
| City Union Bank | ₹214.20 | 14.24 | 21,223 | 0.93% | 416 | +26.57% | 2,092 | +26.56% | 6.74% |
| Median: 20 Co. | ₹297.02 | 12.14 | 40,987 | 0.35% | 705 | +36.92% | 5,038 | +16.19% | 6.40% |
Filings
Annual reports15
Concall transcripts83
PPTOct 2026RECOct 2026TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptOct 2024PPTOct 2024TranscriptAug 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 30 Oct - Schedule of Anlayst Conferene Call organized by Ashika Stock Services LimitedAnnouncement under Regulation 30 (LODR)-Newspaper Publication 29 Oct - Paper Advertisement on Standalone Un Audited Financial Results Q2 and H1 FY 2027Announcement under Regulation 30 (LODR)-Earnings Call Transcript 28 Oct - Audio Recording of Earnings Call on Standalone Un Audited Financial Results for Q2 and H1 FY 2027Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 28 Oct - City Union Bank held Q2 FY2027 earnings call on October 28, 2026 with Ambit Capital.Announcement under Regulation 30 (LODR)-Investor Presentation 28 Oct - Investor Presentation for Standalone Un Audited Financial Results for Q2 and H1 FY 2027