ST
Star Health & Allied Insurance Company Ltd (STAR)
₹1,020.00
Mkt cap
₹34,185 Cr
P/E ratio
61.40
P/B
6.26
Div yield
0.00%
ROE
6.70%
ROCE
8.57%
EPS (TTM)
₹16.61
Book value
₹163
52W range
794–1,188
Sector
Financial Services
Star Health & Allied Insurance Ltd (Star) is India’s first Standalone Health Insurance provider and is the largest private health insurer in India with a market share of 15.8% in the Indian health insurance market in FY21 with leadership in the attractive retail health segment. [1]
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
GrowthHigh
TechnicalsNeutral
52-week range
−14.15% from high₹1,020
₹794+28.54% from low₹1,188
Current
₹1,020.00
Prev close
₹1,016.00
Day
+0.39%
Price performance
1D
+0.39%
1W
−3.73%
1M
−5.75%
3M
−4.34%
6M
+18.65%
1Y
+13.86%
YTD
+13.24%
Financials
FRevenue, profit & margin
P/E ratio
61.4×
STAR is 44% above the sector median of 42.6×
STAR61.4×
Sector median42.6×
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3,131 | 3,293 | 3,461 | 3,578 | 3,688 | 3,816 | 4,058 | 4,146 | 4,081 | 4,233 | 4,378 | 4,566 | 4,648 | |
| Expenses | 2,996 | 2,909 | 3,296 | 3,191 | 3,502 | 3,391 | 3,912 | 3,861 | 4,089 | 3,882 | 4,303 | 4,395 | 4,500 | |
| Operating Profit | 135 | 384 | 165 | 387 | 186 | 425 | 147 | 285 | -7 | 351 | 75 | 172 | 148 | |
| OPM % | 4% | 12% | 5% | 11% | 5% | 11% | 4% | 7% | -0% | 8% | 2% | 4% | 3% | |
| Other Income | 1 | 0 | 2 | 1 | 3 | 1 | 2 | 2 | 6 | 1 | 3 | 2 | 4 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 136 | 384 | 167 | 388 | 190 | 426 | 149 | 287 | -1 | 352 | 78 | 173 | 151 | |
| Tax % | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | -159% | 25% | 29% | 26% | 26% | |
| Net Profit | 102 | 288 | 125 | 290 | 142 | 319 | 111 | 215 | 1 | 263 | 55 | 128 | 111 | |
| EPS in Rs | 1.75 | 4.95 | 2.15 | 4.95 | 2.43 | 5.45 | 1.89 | 3.66 | 0.01 | 4.47 | 0.93 | 2.18 | 1.89 | |
| Raw PDF |
Earnings
EResults dates & reactionsNext results
31 Jul '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.15% · closed higher next day 21 of last 46
| Q1FY24 | Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26† | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 2 Aug '23 | 31 Oct '23 | 30 Jan '24◦ | 22 May '24◦ | 29 Jul '24◦ | 24 Oct '24◦ | 30 Jan '25◦ | 22 May '25◦ | 29 Jul '25 | 31 Oct '25 | 30 Jan '26 | 13 Jul '26◦ |
| Earnings day | −7.10% | −2.45% | −0.09% | −3.02% | +3.37% | −1.71% | +4.08% | +0.18% | +3.49% | +9.66% | +8.31% | −0.27% |
| +1 day | −7.56% | −1.58% | −0.92% | −4.57% | +3.79% | −2.11% | +2.69% | −3.40% | +2.49% | +15.53% | +3.31% | −1.34% |
| +5 days | −8.90% | −0.35% | +1.33% | −7.00% | +3.42% | +1.67% | +10.71% | +11.06% | −10.90% | +9.01% | +6.69% | −2.11% |
| +15 days | −8.77% | −0.41% | +18.69% | +4.69% | +28.81% | −9.31% | −3.30% | +20.83% | −4.91% | +4.33% | +7.40% | — |
| +30 days | −2.49% | +20.14% | +13.03% | +4.10% | +31.02% | +9.54% | −10.69% | +21.21% | −1.23% | +1.92% | +10.15% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 5 Per Share | 5.00 | 31 Jul '26 | 31 Jul '26 |
Shareholding
Sas of Jun 202658.01%Promoter
Promoters58.01%0.03
FIIs16.04%0.98
DIIs19.41%0.90
Public6.55%0.11
Ownership trend
Peers
P6 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| ICICI Lombard | ₹1,661.80 | 34.18 | 82,983 | 0.81% | 403 | −46.03% | 7,088 | +10.83% | 21.88% |
| General Insuranc | ₹357.50 | 6.49 | 62,720 | 2.80% | 2,533 | +1.35% | 13,018 | −1.44% | 17.35% |
| Star Health Insu | ₹580.80 | 61.37 | 34,185 | 0.00% | 111 | +21,731.37% | 4,648 | +13.89% | 8.57% |
| New India Assura | ₹173.20 | 37.10 | 28,543 | 0.87% | −239 | −160.61% | 11,900 | +1.54% | 4.29% |
| Go Digit General | ₹256.20 | 48.11 | 23,688 | 0.00% | 86 | −37.55% | 2,427 | +8.54% | 13.10% |
| Niva Bupa Health | ₹86.64 | 122.51 | 16,022 | 0.00% | 345 | +67.47% | 2,139 | +28.00% | 3.15% |
| Median: 6 Co. | ₹306.85 | 42.61 | 31,364 | 0.41% | 228 | −18.10% | 5,868 | +9.68% | 10.84% |
Filings
DAnnual reports4
Concall transcripts49
TranscriptMay 2026PPTMay 2026RECMay 2026PPTApr 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025RECMay 2025PPTApr 2025TranscriptJan 2025PPTJan 2025PPTJan 2025TranscriptNov 2024PPTNov 2024PPTOct 2024TranscriptAug 2024PPTAug 2024
Credit ratings6
Announcements5
Rumour verification - Regulation 30(11) 14h - Clarifies transmission of 8,28,82,958 shares from Late Rakesh Jhunjhunwala's estate within promoter group.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 16 Jul - Star Health and Allied Insurance Company Limited has informed about the schedule of Earnings Call dated July 30, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 3 Jul - Star Health and Allied Insurance Company Limited has informed about the Certificate under Reg 74(5) of SEBI (DP) Regulations, 2018 for the quarter ended June …Disclosures under Reg. 29(1) of SEBI (SAST) Regulations, 2011 27 JunBoard Meeting Intimation for Declaration Of Unaudited Financial Results For The Quarter Ended June 30, 2026 26 Jun - Board meeting on July 29, 2026 to approve Q1 FY27 standalone unaudited results.