PB Fintech Ltd (POLICYBZR)
₹1,793.80
Mkt cap
₹84,951 Cr
P/E ratio
114.00
P/B
11.35
Div yield
0.00%
ROE
9.75%
ROCE
10.30%
EPS (TTM)
₹15.74
Book value
₹158
52W range
1,427–1,957
Sector
Financial Services
Price history
Previous close
PB Fintech Ltd, popularly known as Policy Bazar is India’s largest online platform for insurance and lending products through its flagship brands - Policybazaar and Paisabazaar platform through which they provide convenient access to insurance, credit and other financial products [1]
NSE POLICYBZRBSE 543390
Health check
Constructive
ValuationExpensive
ProfitabilityAverage
GrowthHigh
TechnicalsBullish
52-week range
−8.35% from high₹1,794
₹1,427+25.71% from low₹1,957
Current
₹1,793.80
Prev close
₹1,836.00
Day
−2.30%
Price performance
1D
−2.30%
1W
−4.33%
1M
+11.80%
3M
+19.80%
6M
+21.20%
1Y
−1.24%
YTD
+0.67%
Financials
Revenue, profit & margin
P/E ratio
114.0×
POLICYBZR is 42% above the sector median of 80.3×
POLICYBZR114.0×
Sector median80.3×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 666 | 812 | 871 | 1,090 | 1,010 | 1,167 | 1,292 | 1,508 | 1,348 | 1,614 | 1,771 | 2,061 | 1,888 | |
| Expenses | 743 | 901 | 898 | 1,085 | 1,050 | 1,175 | 1,264 | 1,396 | 1,314 | 1,516 | 1,612 | 1,849 | 1,751 | |
| Operating Profit | -77 | -89 | -27 | 5 | -39 | -8 | 28 | 112 | 34 | 98 | 159 | 212 | 137 | |
| OPM % | -12% | -11% | -3.1% | 0.5% | -3.9% | -0.7% | 2.1% | 7% | 2.5% | 6% | 9% | 10% | 7% | |
| Other Income | 91 | 97 | 94 | 98 | 141 | 106 | 100 | 101 | 100 | 87 | 85 | 104 | 93 | |
| Interest | 6 | 7 | 6 | 7 | 6 | 9 | 9 | 9 | 9 | 9 | 9 | 10 | 11 | |
| Depreciation | 20 | 22 | 23 | 24 | 25 | 29 | 34 | 33 | 33 | 34 | 34 | 35 | 40 | |
| Profit before tax | -12 | -21 | 37 | 73 | 71 | 60 | 85 | 171 | 92 | 142 | 201 | 272 | 179 | |
| Tax % | 3% | -1% | 0% | 17% | 15% | 15% | 16% | 0% | 8% | 5% | 6% | 4% | 9% | |
| Net Profit | -12 | -21 | 37 | 60 | 60 | 51 | 72 | 170 | 85 | 135 | 189 | 261 | 163 | |
| EPS in Rs | -0.25 | -0.45 | 0.84 | 1.34 | 1.32 | 1.11 | 1.56 | 3.70 | 1.84 | 2.94 | 4.09 | 5.64 | 3.52 | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +1.32% · closed higher next day 9 of last 18
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 4 Nov '23◦ | 30 Jan '24◦ | 8 May '24 | 6 Aug '24◦ | 6 Nov '24◦ | 30 Jan '25◦ | 15 May '25◦ | 31 Jul '25◦ | 29 Oct '25◦ | 2 Feb '26◦ | 6 May '26◦ | 5 Aug '26◦ |
| Earnings day | +3.22% | +10.24% | −0.02% | +5.48% | +4.55% | +4.27% | −1.21% | −1.72% | +7.03% | −6.47% | −1.04% | −1.30% |
| +1 day | +1.77% | +9.74% | −0.84% | +2.87% | +0.93% | +3.63% | −4.68% | −1.72% | +3.60% | −7.89% | −3.33% | −0.96% |
| +5 days | +6.82% | +0.68% | +2.24% | +9.70% | +3.68% | +2.76% | −0.01% | −2.36% | +3.50% | −3.75% | −1.20% | +7.65% |
| +15 days | +15.71% | +7.55% | −5.11% | +20.33% | +16.94% | −8.88% | +7.82% | +4.96% | +5.07% | −4.39% | +0.04% | +13.45% |
| +30 days | +7.77% | +25.18% | +8.94% | +30.85% | +27.24% | −18.19% | +2.37% | +0.55% | +11.72% | −1.57% | −3.83% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Jun 2026FIIs37.29%2.65
DIIs40.42%3.70
Public22.14%1.05
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| PAYTM | ₹1,659.50 | 131.12 | 1,06,396 | 0.00% | 220 | +57.59% | 2,448 | +27.63% | 4.96% |
| POLICYBZR | ₹1,836.00 | 113.53 | 84,951 | 0.00% | 163 | +92.54% | 1,888 | +40.08% | 10.31% |
| PINELABS | ₹166.37 | 148.33 | 19,197 | 0.00% | 20 | +308.56% | 737 | +19.65% | 4.15% |
| STYL | ₹383.50 | 23.09 | 6,205 | 0.65% | 62 | +68.35% | 376 | +21.02% | 27.98% |
| CCAVENUE | ₹15.70 | 18.46 | 5,477 | 0.00% | 85 | +24.33% | 2,680 | +109.37% | 7.71% |
| TURTLEMINT | ₹144.08 | — | 4,243 | 0.00% | −38 | +19.08% | 294 | +39.71% | −35.65% |
| NPST | ₹1,718.80 | 80.30 | 3,586 | 0.12% | 11 | +53.69% | 56 | +68.00% | 19.67% |
| Median: 10 Co. | ₹179.25 | 80.30 | 4,860 | 0.00% | 15 | +57.59% | 335 | +27.63% | 9.01% |
Filings
Annual reports6
Concall transcripts44
TranscriptAug 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025PPTJan 2025TranscriptNov 2024PPTNov 2024RECNov 2024TranscriptAug 2024PPTAug 2024TranscriptMay 2024
Announcements5
Announcement under Regulation 30 (LODR)-Newspaper Publication 6 Sep - E-Copies of the newspaper advertisement confirming dispatch of Notice of 18th AGM of the Company along with the Annual Report for FY 2025-26 and e-voting …Dispatch Of Physical Communication To The Shareholders For Notice And Annual Report For FY 2025-26 5 Sep - PB Fintech AGM scheduled for September 28, 2026; FY26 annual report and notice shared with shareholders.Business Responsibility and Sustainability Reporting (BRSR) 5 Sep - PB Fintech filed FY26 BRSR; disclosed IRDAI’s Rs 5 crore penalty on Policybazaar and compliance report.Reg. 34 (1) Annual Report. 5 SepNotice Of 18Th Annual General Meeting Of The Company 5 Sep