PB Fintech Ltd (POLICYBZR)
₹1,000.10
Mkt cap
₹47,117 Cr
P/E ratio
63.00
P/B
6.33
Div yield
0.00%
ROE
9.75%
ROCE
10.30%
EPS (TTM)
₹15.87
Book value
₹158
52W range
945–1,964
Sector
Financial Services
Price history
Previous close
PB Fintech Ltd, popularly known as Policy Bazar is India’s largest online platform for insurance and lending products through its flagship brands - Policybazaar and Paisabazaar platform through which they provide convenient access to insurance, credit and other financial products [1]
NSE POLICYBZRBSE 543390
Health check
Cautious
ValuationExpensive
ProfitabilityAverage
GrowthHigh
TechnicalsBearish
52-week range
−49.08% from high₹1,000
₹945+5.82% from low₹1,964
Current
₹1,000.10
Prev close
₹1,018.20
Day
−1.78%
Price performance
1D
−1.78%
1W
−1.47%
1M
−7.48%
3M
−37.24%
6M
−40.62%
1Y
−40.10%
YTD
−43.87%
Financials
Revenue, profit & margin
P/E ratio
63.0×
POLICYBZR is 152% above the sector median of 25.0×
POLICYBZR63.0×
Sector median25.0×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 666 | 812 | 871 | 1,090 | 1,010 | 1,167 | 1,292 | 1,508 | 1,348 | 1,614 | 1,771 | 2,061 | 1,888 | |
| Expenses | 743 | 901 | 898 | 1,085 | 1,050 | 1,175 | 1,264 | 1,396 | 1,314 | 1,516 | 1,612 | 1,849 | 1,751 | |
| Operating Profit | -77 | -89 | -27 | 5 | -39 | -8 | 28 | 112 | 34 | 98 | 159 | 212 | 137 | |
| OPM % | -12% | -11% | -3.1% | 0.5% | -3.9% | -0.7% | 2.1% | 7% | 2.5% | 6% | 9% | 10% | 7% | |
| Other Income | 91 | 97 | 94 | 98 | 141 | 106 | 100 | 101 | 100 | 87 | 85 | 104 | 93 | |
| Interest | 6 | 7 | 6 | 7 | 6 | 9 | 9 | 9 | 9 | 9 | 9 | 10 | 11 | |
| Depreciation | 20 | 22 | 23 | 24 | 25 | 29 | 34 | 33 | 33 | 34 | 34 | 35 | 40 | |
| Profit before tax | -12 | -21 | 37 | 73 | 71 | 60 | 85 | 171 | 92 | 142 | 201 | 272 | 179 | |
| Tax % | 3% | -1% | 0% | 17% | 15% | 15% | 16% | 0% | 8% | 5% | 6% | 4% | 9% | |
| Net Profit | -12 | -21 | 37 | 60 | 60 | 51 | 72 | 170 | 85 | 135 | 189 | 261 | 163 | |
| EPS in Rs | -0.25 | -0.45 | 0.84 | 1.34 | 1.32 | 1.11 | 1.56 | 3.70 | 1.84 | 2.94 | 4.09 | 5.64 | 3.52 | |
| Raw PDF |
Earnings
Results dates & reactionsNext results
30 Oct '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +1.32% · closed higher next day 9 of last 18
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 4 Nov '23◦ | 30 Jan '24◦ | 8 May '24 | 6 Aug '24◦ | 6 Nov '24◦ | 30 Jan '25◦ | 15 May '25◦ | 31 Jul '25◦ | 29 Oct '25◦ | 2 Feb '26◦ | 6 May '26◦ | 5 Aug '26◦ |
| Earnings day | +3.22% | +10.24% | −0.02% | +5.48% | +4.55% | +4.27% | −1.21% | −1.72% | +7.03% | −6.47% | −1.04% | −1.30% |
| +1 day | +1.77% | +9.74% | −0.84% | +2.87% | +0.93% | +3.63% | −4.68% | −1.72% | +3.60% | −7.89% | −3.33% | −0.96% |
| +5 days | +6.82% | +0.68% | +2.24% | +9.70% | +3.68% | +2.76% | −0.01% | −2.36% | +3.50% | −3.75% | −1.20% | +7.65% |
| +15 days | +15.71% | +7.55% | −5.11% | +20.33% | +16.94% | −8.88% | +7.82% | +4.96% | +5.07% | −4.39% | +0.04% | +13.45% |
| +30 days | +7.77% | +25.18% | +8.94% | +30.85% | +27.24% | −18.19% | +2.37% | +0.55% | +11.72% | −1.57% | −3.83% | +7.59% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Sep 2026FIIs27.12%10.17
DIIs44.85%4.43
Public27.89%5.75
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| One 97 | ₹1,686.50 | 129.20 | 1,08,337 | 0.00% | 225 | +13.41% | 2,648 | +28.48% | 4.96% |
| PB Fintech. | ₹1,018.20 | 62.97 | 47,117 | 0.00% | 163 | +92.54% | 1,888 | +40.08% | 10.32% |
| Pine Labs | ₹164.21 | 117.04 | 18,962 | 0.00% | 39 | +546.06% | 806 | +24.05% | 4.15% |
| Moneyview | ₹52.64 | 23.62 | 9,266 | 0.00% | — | — | — | — | 18.27% |
| Manipal Payment | ₹311.80 | 25.01 | 7,228 | 0.00% | 76 | +120.62% | 409 | +44.34% | 43.28% |
| Seshaasai Tech. | ₹329.95 | 19.86 | 5,339 | 0.76% | 62 | +68.35% | 376 | +21.02% | 27.98% |
| AvenuesAI | ₹123.45 | 14.52 | 4,308 | 0.00% | 85 | +24.33% | 2,680 | +109.37% | 7.72% |
| Median: 12 Co. | ₹191.45 | 25.01 | 4,823 | 0.00% | 39 | +61.02% | 376 | +34.09% | 14.13% |
Filings
Annual reports6
Concall transcripts46
TranscriptSep 2026TranscriptAug 2026PPTAug 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025PPTJan 2025TranscriptNov 2024PPTNov 2024RECNov 2024TranscriptAug 2024
Announcements5
Board Meeting Intimation for Approval, Inter-Alia, Of The Unaudited Standalone And Consolidated Financial Results Of The Company For The Quarter And Half Year Ended September 30, 2026 27 Oct - Board meets on October 30, 2026 to approve Q2 and half-year FY2027 results; trading window closes till November 1.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 27 Oct - PB Fintech will hold Q2 FY27 earnings call on October 30, 2026 at 6:00 PM IST.Disclosures under Reg. 29(1) of SEBI (SAST) Regulations, 2011 21 OctCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 9 Oct - The Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations, 2015 30 Sep - PB Fintech infused ₹1 crore into wholly owned subsidiary PB Financial Account Aggregators Private Limited.