PB Fintech Ltd (POLICYBZR)
₹1,537.20
Mkt cap
₹71,123 Cr
P/E ratio
106.00
P/B
9.73
Div yield
0.00%
ROE
9.75%
ROCE
10.30%
EPS (TTM)
₹14.50
Book value
₹158
52W range
1,427–1,957
Sector
Financial Services
PB Fintech Ltd, popularly known as Policy Bazar is India’s largest online platform for insurance and lending products through its flagship brands - Policybazaar and Paisabazaar platform through which they provide convenient access to insurance, credit and other financial products [1]
Health check
Cautious
ValuationExpensive
ProfitabilityAverage
GrowthHigh
TechnicalsBearish
52-week range
−21.46% from high₹1,537
₹1,427+7.73% from low₹1,957
Current
₹1,537.20
Prev close
₹1,536.00
Day
+0.08%
Price performance
1D
+0.08%
1W
−2.99%
1M
−4.83%
3M
−9.40%
6M
−7.35%
1Y
−14.14%
YTD
−13.73%
Financials
FRevenue, profit & margin
P/E ratio
106.0×
POLICYBZR is 110% above the sector median of 50.4×
POLICYBZR106.0×
Sector median50.4×
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 869 | 666 | 812 | 871 | 1,090 | 1,010 | 1,167 | 1,292 | 1,508 | 1,348 | 1,614 | 1,771 | 2,061 | |
| Expenses | 937 | 743 | 901 | 898 | 1,085 | 1,050 | 1,175 | 1,264 | 1,396 | 1,314 | 1,516 | 1,612 | 1,849 | |
| Operating Profit | -68 | -77 | -89 | -27 | 5 | -39 | -8 | 28 | 112 | 34 | 98 | 159 | 212 | |
| OPM % | -8% | -12% | -11% | -3% | 0% | -4% | -1% | 2% | 7% | 3% | 6% | 9% | 10% | |
| Other Income | 82 | 91 | 97 | 94 | 98 | 141 | 106 | 100 | 101 | 100 | 87 | 85 | 104 | |
| Interest | 6 | 6 | 7 | 6 | 7 | 6 | 9 | 9 | 9 | 9 | 9 | 9 | 10 | |
| Depreciation | 17 | 20 | 22 | 23 | 24 | 25 | 29 | 34 | 33 | 33 | 34 | 34 | 35 | |
| Profit before tax | -9 | -12 | -21 | 37 | 73 | 71 | 60 | 85 | 171 | 92 | 142 | 201 | 272 | |
| Tax % | -0% | 3% | -1% | 0% | 17% | 15% | 15% | 16% | 0% | 8% | 5% | 6% | 4% | |
| Net Profit | -9 | -12 | -21 | 37 | 60 | 60 | 51 | 72 | 170 | 85 | 135 | 189 | 261 | |
| EPS in Rs | -0.20 | -0.25 | -0.45 | 0.84 | 1.34 | 1.32 | 1.11 | 1.56 | 3.70 | 1.84 | 2.94 | 4.09 | 5.64 | |
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +1.34% · closed higher next day 9 of last 17
| Q1FY24 | Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 7 Aug '23◦ | 4 Nov '23◦ | 30 Jan '24◦ | 8 May '24 | 6 Aug '24◦ | 6 Nov '24◦ | 30 Jan '25◦ | 15 May '25◦ | 31 Jul '25◦ | 29 Oct '25◦ | 2 Feb '26◦ | 6 May '26◦ |
| Earnings day | −4.76% | +3.22% | +10.24% | −0.02% | +5.48% | +4.55% | +4.27% | −3.51% | −1.72% | +7.03% | −6.47% | −1.04% |
| +1 day | −6.68% | +1.77% | +9.74% | −0.84% | +2.87% | +0.93% | +3.63% | −6.06% | −1.72% | +3.60% | −7.89% | −3.33% |
| +5 days | −9.97% | +6.82% | +0.68% | +2.24% | +9.70% | +3.68% | +2.76% | +1.83% | −2.36% | +3.50% | −3.75% | −1.20% |
| +15 days | −2.93% | +15.71% | +7.55% | −5.11% | +20.33% | +16.94% | −8.88% | +8.43% | +4.96% | +5.07% | −4.39% | +0.04% |
| +30 days | −4.68% | +7.77% | +25.18% | +8.94% | +30.85% | +27.24% | −18.19% | +3.85% | +0.55% | +11.72% | −1.57% | −3.83% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
Sas of Jun 2026FIIs37.29%2.65
DIIs40.42%3.70
Public22.14%1.05
Ownership trend
Peers
P7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| One 97 | ₹1,283.20 | 101.33 | 82,219 | 0.00% | 220 | +57.59% | 2,448 | +27.63% | 5.01% |
| PB Fintech. | ₹1,537.20 | 106.16 | 71,123 | 0.00% | 261 | +53.87% | 2,061 | +36.70% | 10.31% |
| Pine Labs | ₹145.67 | 146.30 | 16,806 | 0.00% | 59 | +284.05% | 701 | +17.02% | 4.16% |
| Seshaasai Tech. | ₹384.45 | 23.14 | 6,221 | 0.00% | 62 | +68.35% | 376 | +21.02% | 27.98% |
| AvenuesAI | ₹16.34 | 20.22 | 5,697 | 0.00% | 89 | +71.03% | 2,490 | +114.52% | 7.71% |
| Turtlemint Fintech | ₹130.07 | — | 3,828 | 0.00% | 3 | +107.91% | 357 | +41.95% | −35.65% |
| Network People | ₹1,519.20 | 77.65 | 3,170 | 0.13% | 12 | +134.87% | 62 | +135.22% | 19.67% |
| Median: 10 Co. | ₹173.34 | 50.40 | 4,762 | 0.00% | 36 | +71.03% | 367 | +27.63% | 9.01% |
Filings
DAnnual reports5
Concall transcripts43
TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025PPTJan 2025TranscriptNov 2024PPTNov 2024RECNov 2024TranscriptAug 2024PPTAug 2024TranscriptMay 2024PPTMay 2024
Announcements5
Disclosures under Reg. 29(1) of SEBI (SAST) Regulations, 2011 17 Jul - HDFC Mutual Fund raised PB Fintech stake to 5.02% on July 14, 2026.Disclosures under Reg. 29(1) of SEBI (SAST) Regulations, 2011 16 JulCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 13 JulDisclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 9 Jul - MacRitchie Investments sold 11,369,920 PB Fintech shares, reducing holding to 4.01% on July 3, 2026.Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 7 Jul - MacRitchie Investments sold 11,369,920 PB Fintech shares, reducing holding to 4.01% on July 3, 2026.