JM Financial Ltd (JMFINANCIL)
₹107.78
Mkt cap
₹10,911 Cr
P/E ratio
10.30
P/B
0.97
Div yield
2.85%
ROE
11.90%
ROCE
11.60%
EPS (TTM)
₹10.46
Book value
₹111
52W range
103–174
Sector
Financial Services
Price history
Previous close
JM Financial Ltd is an integrated and diversified financial services group. Its primary businesses include mortgage lending, distressed credit, asset management. It is also engaged in investment banking and the management of private equity funds. [1]
NSE JMFINANCILBSE 523405
Health check
Cautious
ValuationFair
ProfitabilityAverage
GrowthModerate
TechnicalsBearish
52-week range
−38.22% from high₹108
₹103+4.64% from low₹174
Current
₹107.78
Prev close
₹114.01
Day
−5.46%
Price performance
1D
−5.01%
1W
+1.99%
1M
−13.90%
3M
−10.75%
6M
−20.84%
1Y
−36.67%
YTD
−27.69%
Financials
Revenue, profit & margin
P/E ratio
10.3×
JMFINANCIL is 0% below the sector median of 10.3×
JMFINANCIL10.3×
Sector median10.3×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,067 | 1,197 | 1,236 | 1,261 | 1,077 | 1,191 | 1,106 | 1,004 | 1,111 | 1,031 | 999 | 949 | 1,201 | |
| Expenses | 473 | 535 | 430 | 580 | 462 | 700 | 500 | 426 | 261 | 426 | 436 | 458 | 500 | |
| Operating Profit | 594 | 663 | 806 | 681 | 615 | 491 | 607 | 578 | 850 | 605 | 563 | 491 | 700 | |
| OPM % | 56% | 55% | 65% | 54% | 57% | 41% | 55% | 58% | 76% | 59% | 56% | 52% | 58% | |
| Other Income | 14 | 17 | 25 | -831 | 17 | 21 | 14 | 23 | 10 | 13 | 105 | 20 | 24 | |
| Interest | 366 | 388 | 400 | 407 | 370 | 343 | 318 | 274 | 251 | 254 | 248 | 246 | 247 | |
| Depreciation | 12 | 13 | 14 | 14 | 16 | 15 | 16 | 16 | 17 | 19 | 20 | 22 | 22 | |
| Profit before tax | 230 | 278 | 417 | -572 | 245 | 154 | 287 | 311 | 593 | 344 | 400 | 243 | 456 | |
| Tax % | 24% | 26% | 23% | 18% | 24% | 6% | 28% | 25% | 23% | 26% | 24% | 34% | 19% | |
| Net Profit | 177 | 206 | 322 | -674 | 187 | 144 | 207 | 235 | 459 | 262 | 318 | 162 | 369 | |
| EPS in Rs | 1.74 | 2.04 | 2.91 | -2.39 | 1.79 | 2.43 | 2.19 | 2.19 | 4.75 | 2.82 | 3.27 | 1.73 | 3.05 | |
| Raw PDF |
Earnings
Results dates & reactionsNext results
4 Nov '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +2.23% · closed higher next day 1 of last 1
| Q1FY27 | |
|---|---|
| Broadcast | 3 Aug '26◦ |
| Earnings day | +2.23% |
| +1 day | +4.33% |
| +5 days | +4.37% |
| +15 days | +7.86% |
| +30 days | −0.36% |
| Filing | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Results analysis
Shareholding
as of Sep 202657.95%Promoter
Promoters57.95%0.92
FIIs16.87%0.08
DIIs5.07%0.43
Public20.11%0.43
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finserv | ₹1,668.00 | 26.00 | 2,67,224 | 0.09% | 6,297 | +12.31% | 42,037 | +19.13% | 10.58% |
| Bajaj Holdings | ₹10,160.00 | 12.77 | 1,13,071 | 1.43% | 2,708 | +31.77% | 394 | +21.46% | 11.00% |
| Choice Intl. | ₹729.20 | 71.26 | 16,245 | 0.00% | 61 | +22.83% | 310 | +32.04% | 17.94% |
| Edelweiss.Fin. | ₹126.89 | 19.07 | 12,011 | 1.18% | 134 | +83.05% | 2,329 | +3.69% | 14.10% |
| JM Financial | ₹114.01 | 10.33 | 10,911 | 2.85% | 369 | −35.67% | 1,201 | +8.03% | 11.63% |
| Kama Holdings | ₹2,137.20 | 6.05 | 6,858 | 1.94% | 762 | +73.56% | 5,071 | +31.48% | 14.00% |
| Rane Holdings | ₹1,447.90 | 26.22 | 2,068 | 3.25% | 48 | −6.62% | 1,587 | +18.35% | 9.52% |
| Median: 14 Co. | ₹274.63 | 10.33 | 1,776 | 0.76% | 69 | +27.30% | 573 | +19.38% | 11.32% |
Filings
Annual reports15
Concall transcripts99
TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptJun 2026PPTJun 2026RECJun 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptNov 2024PPTNov 2024RECNov 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 29 Oct - Intimation under Regulation 30 of SEBI Listing Regulations with respect to Earnings call intimation.Disclosure Under Regulation 30 Of The SEBI Listing Regulations 12 Oct - JM Financial incorporated Middle East subsidiary in Abu Dhabi on October 12, 2026.Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 12 Oct - We are enclosing the certificate of compliance under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 as received by us from our Registrar …Announcement under Regulation 30 (LODR)-Newspaper Publication 10 Oct - Copy of newspaper advertisement relating to special window for transfer requests of equity shares held in physical modeBoard Meeting Intimation for Consideration Of Unaudited Financial Results For The Second Quarter And Half Year Ended September 30, 2026. 6 Oct - Board meets November 4, 2026 to consider Q2 and half-year FY2026 unaudited results; trading window remains closed.





