JM Financial Ltd (JMFINANCIL)
₹130.62
Mkt cap
₹12,638 Cr
P/E ratio
12.00
P/B
1.18
Div yield
2.46%
ROE
11.90%
ROCE
11.60%
EPS (TTM)
₹10.89
Book value
₹111
52W range
114–192
Sector
Financial Services
Price history
Previous close
JM Financial Ltd is an integrated and diversified financial services group. Its primary businesses include mortgage lending, distressed credit, asset management. It is also engaged in investment banking and the management of private equity funds. [1]
NSE JMFINANCILBSE 523405
Health check
Cautious
ValuationFair
ProfitabilityAverage
GrowthModerate
TechnicalsBearish
52-week range
−32.05% from high₹131
₹114+14.97% from low₹192
Current
₹130.62
Prev close
₹132.00
Day
−1.05%
Price performance
1D
−1.05%
1W
+2.05%
1M
+2.48%
3M
+9.56%
6M
+6.79%
1Y
−29.42%
YTD
−12.37%
Financials
Revenue, profit & margin
P/E ratio
12.0×
JMFINANCIL is 0% above the sector median of 12.0×
JMFINANCIL12.0×
Sector median12.0×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,067 | 1,197 | 1,236 | 1,261 | 1,077 | 1,191 | 1,106 | 1,004 | 1,111 | 1,031 | 999 | 949 | 1,201 | |
| Expenses | 473 | 535 | 430 | 580 | 462 | 700 | 500 | 426 | 261 | 426 | 436 | 458 | 500 | |
| Operating Profit | 594 | 663 | 806 | 681 | 615 | 491 | 607 | 578 | 850 | 605 | 563 | 491 | 700 | |
| OPM % | 56% | 55% | 65% | 54% | 57% | 41% | 55% | 58% | 76% | 59% | 56% | 52% | 58% | |
| Other Income | 14 | 17 | 25 | -831 | 17 | 21 | 14 | 23 | 10 | 13 | 105 | 20 | 24 | |
| Interest | 366 | 388 | 400 | 407 | 370 | 343 | 318 | 274 | 251 | 254 | 248 | 246 | 247 | |
| Depreciation | 12 | 13 | 14 | 14 | 16 | 15 | 16 | 16 | 17 | 19 | 20 | 22 | 22 | |
| Profit before tax | 230 | 278 | 417 | -572 | 245 | 154 | 287 | 311 | 593 | 344 | 400 | 243 | 456 | |
| Tax % | 24% | 26% | 23% | 18% | 24% | 6% | 28% | 25% | 23% | 26% | 24% | 34% | 19% | |
| Net Profit | 177 | 206 | 322 | -674 | 187 | 144 | 207 | 235 | 459 | 262 | 318 | 162 | 369 | |
| EPS in Rs | 1.74 | 2.04 | 2.91 | -2.39 | 1.79 | 2.43 | 2.19 | 2.19 | 4.75 | 2.82 | 3.27 | 1.73 | 3.05 | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +2.23% · closed higher next day 1 of last 1
| Q1FY27 | |
|---|---|
| Broadcast | 3 Aug '26◦ |
| Earnings day | +2.23% |
| +1 day | +4.33% |
| +5 days | +4.37% |
| +15 days | +7.86% |
| +30 days | — |
| Filing | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Results analysis
Shareholding
as of Jun 202657.03%Promoter
Promoters57.03%0.04
FIIs16.95%0.21
DIIs5.50%0.38
Public20.54%0.65
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | ₹1,970.00 | 30.71 | 3,15,606 | 0.08% | 6,297 | +12.31% | 42,037 | +19.13% | 10.58% |
| BAJAJHLDNG | ₹11,162.00 | 14.03 | 1,24,222 | 1.30% | 2,708 | +31.77% | 394 | +21.46% | 11.00% |
| CHOICEIN | ₹760.95 | 74.36 | 16,952 | 0.00% | 61 | +22.83% | 310 | +32.04% | 17.96% |
| EDELWEISS | ₹136.08 | 20.46 | 12,881 | 1.10% | 134 | +83.05% | 2,329 | +3.69% | 14.10% |
| JMFINANCIL | ₹132.06 | 11.97 | 12,638 | 2.46% | 369 | −35.67% | 1,201 | +8.03% | 11.63% |
| KAMAHOLD | ₹2,348.20 | 6.64 | 7,536 | 1.77% | 762 | +73.56% | 5,071 | +31.48% | 14.00% |
| RANEHOLDIN | ₹1,651.10 | 29.90 | 2,358 | 2.85% | 48 | −6.62% | 1,587 | +18.35% | 9.52% |
| Median: 14 Co. | ₹230.88 | 11.97 | 2,063 | 0.78% | 69 | +27.30% | 573 | +19.38% | 11.32% |
Filings
Annual reports15
Annual Report 2026bseAnnual Report 2025bseAnnual Report 2024bseAnnual Report 2023bseAnnual Report 2022bseAnnual Report 2021bseAnnual Report 2020bseAnnual Report 2019bseAnnual Report 2018bseAnnual Report 2017bseAnnual Report 2016bseAnnual Report 2015bseAnnual Report 2014bseAnnual Report 2013nseAnnual Report 2013bse
Concall transcripts99
TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptJun 2026PPTJun 2026RECJun 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptNov 2024PPTNov 2024RECNov 2024
Credit ratings6
Announcements5
Disclosure Under Regulation 30 Of The SEBI Listing Regulations 3 Sep - NSE Sustainability assigned JM Financial ESG score 76 in 'Leader' category on September 2, 2026.Announcement under Regulation 30 (LODR)-Credit Rating 31 Aug - CRISIL reaffirmed JM Financial’s ₹100 crore bank loan and commercial paper ratings; assigned ₹100 crore NCD rating.Disclosure Under Regulation 30 Of The SEBI Listing Regulations 25 Aug - Crisil ESG assigned JM Financial ESG 66 (Strong) and Core ESG 74 on August 24, 2026.Disclosure Under Regulation 30 Of SEBI Listing Regulations 20 Aug - JM Financial received independent ESG score 69 (Strong) for FY 2025-26.Announcement under Regulation 30 (LODR)-Newspaper Publication 11 Aug - Pursuant to Reg.30 of SEBI Listing Regulations, we are enclosing copies of the newspaper advertisements relating to Special Window for re-lodgement of transfer requests of …