UTI Liquid Fund
UTI Mutual FundAMFI 120304NAV ₹463.29 as of 11 Aug '26
Across rising, flat and falling markets this fund tracked its category closely — +0.1% ahead at best, +0.1% behind at worst.
What counts as a rising, flat or falling market?
Every month of the last 10 years is labelled from the NIFTY 500's month-end close, before any fund is looked at. Falling means the index sat 8% or more below its own running peak. Rising means it was above its 10-month average and within 5% of that peak. Flat is everything in between.
Return a yearis what this fund's own NAV did over just those months, compounded — not averaged. vs similar funds is the same figure for the median fund in its SEBI category over the very same months, so both sides face the identical market.
The falling spells measured here: Sep '18 (-12%), Jan '19 (-10%), Jul '19 (-9%), Mar '20 (-32%), Feb '23 (-9%), Jan '25 (-18%).
Which state a month was in is only knowable afterwards, so this describes what already happened and does not forecast what comes next.
Fund facts
- Category
- Liquid
- Fund size
- ₹31,755 Cr
- Expense ratio
- 0.17% (Direct)
- Riskometer
- Moderate
What the fund aims to do
The scheme will invest in debentures / bonds /commercial papers / corporate deposits and money market instruments such that not less than 65% of the funds will be invested in money market instruments, not more than 35% of the funds will be invested in debt securities (including government securities) above credit rating of AA- or equivalent and above at the time of investment. However the scheme will not invest in equity instruments.
Analysis of public AMFI data for research. Market states are labelled mechanically from NIFTY 500 month-end closes and are only knowable in hindsight. Past behaviour is not a forecast. We are not a registered investment adviser and nothing here is a recommendation to buy or sell.