Avsar.

UTI - Floater Fund

UTI Mutual FundAMFI 145287NAV ₹1,460.62 as of 19 Aug '26

How it behaved in each kind of market
as of 20 Aug '26

Across rising, in-between and falling markets this fund tracked its category closely — +0.4% ahead at best, -0.3% behind at worst.

Markets rising for 56 months. This fund returned +6.5% a year, 0.3% behind similar funds.
Markets in-between for 19 months. This fund returned +5.5% a year, 0.2% behind similar funds.
Markets falling for 18 months. This fund returned +9.6% a year, 0.4% ahead of similar funds.
What counts as a rising, in-between or falling market?

Every month of the last 10 years is labelled from the NIFTY 500's month-end close, before any fund is looked at. Falling means the index sat 8% or more below its own running peak. Rising means it was above its 10-month average and within 5% of that peak. In-between is everything else — including a strong month that has not yet carried the index back to its peak.

Return a yearis what this fund's own NAV did over just those months, compounded — not averaged. vs similar funds is the same figure for the median fund in its SEBI category over the very same months, so both sides face the identical market.

The falling spells measured here: Sep '18 (-12%), Jan '19 (-10%), Jul '19 (-9%), Mar '20 (-32%), Feb '23 (-9%), Jan '25 (-18%).

Which state a month was in is only knowable afterwards, so this describes what already happened and does not forecast what comes next. Built from AMFI's published NAV history.

expense 0.85% regular · 93 months of NAV readSee every fund ranked this way

Fund facts

Category
Floating Interest Rates
Fund size
₹1,161 Cr
Expense ratio
0.85% (Regular)
Riskometer
Low to Moderate

What the fund aims to do

The investment objective of the scheme is to generate reasonable returns and reduce interest rate risk by investing in a portfolio comprising predominantly of floating rate instruments and fixed rate instruments swapped for floating rate returns. The Scheme may also invest a portion of its netassets in fixed rate debt securities and money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee any returns

Analysis of public AMFI data for research. Market states are labelled mechanically from NIFTY 500 month-end closes and are only knowable in hindsight. Past behaviour is not a forecast. We are not a registered investment adviser and nothing here is a recommendation to buy or sell.