ICICI Prudential Credit Risk Fund
ICICI Prudential Mutual FundAMFI 114239NAV ₹11.42 as of 19 Aug '26
Across rising, in-between and falling markets this fund tracked its category closely — +0.4% ahead at best, -0.0% behind at worst.
What counts as a rising, in-between or falling market?
Every month of the last 10 years is labelled from the NIFTY 500's month-end close, before any fund is looked at. Falling means the index sat 8% or more below its own running peak. Rising means it was above its 10-month average and within 5% of that peak. In-between is everything else — including a strong month that has not yet carried the index back to its peak.
Return a yearis what this fund's own NAV did over just those months, compounded — not averaged. vs similar funds is the same figure for the median fund in its SEBI category over the very same months, so both sides face the identical market.
The falling spells measured here: Sep '18 (-12%), Jan '19 (-10%), Jul '19 (-9%), Mar '20 (-32%), Feb '23 (-9%), Jan '25 (-18%).
Which state a month was in is only knowable afterwards, so this describes what already happened and does not forecast what comes next. Built from AMFI's published NAV history.
Fund facts
- Category
- Credit Risk
- Fund size
- ₹6,000 Cr
- Expense ratio
- 1.4% (Regular)
- Riskometer
- High
What the fund aims to do
ICICI Prudential Regular Savings Fund (the Scheme/the Fund) is an open-ended income fund that intends to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.
Analysis of public AMFI data for research. Market states are labelled mechanically from NIFTY 500 month-end closes and are only knowable in hindsight. Past behaviour is not a forecast. We are not a registered investment adviser and nothing here is a recommendation to buy or sell.