UYFINCORP margin jumps as expenses fall faster than revenue
Standalone net profit rose 12.74% qoq, but the improvement was cost-led and the lower tax rate also aided earnings.
Filed 02 Nov 2026, 17:41 IST · after market close · UYFINCORP (UYFINCORP)
Key takeaways
- Standalone operating margin widened 6.60 percentage points qoq to 42.55% as expenses fell 17.67% against an 8.20% revenue decline.
- Net profit rose 12.74% qoq despite the revenue decline, helped by a 3.86-percentage-point fall in the tax rate.
- Interest expense increased 1,700.00% qoq, while other income contributed 3.01% of pre-tax profit.
Cost reduction drove the margin expansion
This was a standalone result. Revenue declined 8.20% qoq, but expenses fell 17.67%, allowing operating profit to rise 8.63% and operating margin to widen by 6.60 percentage points to 42.55%. The quarter therefore showed weaker revenue momentum but improved cost conversion.
Lower tax rate aided profit growth
Pre-tax profit increased 7.35% qoq, while net profit rose 12.74% as the tax rate fell 3.86 percentage points. Interest expense increased 1,700.00% qoq, from 0.07 to 1.26, although other income accounted for only 3.01% of pre-tax profit. The earnings increase was thus helped more by operating cost control and tax than by other income.
Sequential improvement came after a softer revenue quarter
Compared with Q1FY27, the 6.60-percentage-point margin expansion and 12.74% net-profit increase came despite an 8.20% fall in revenue. The results were filed after market close, so no market reaction is covered here.
Q2FY27 at a glance
Standalone figures as filed with NSE — filed ahead of third-party databases, not yet independently cross-checked.
| Line item | Q2FY27 | Q1FY27 | QoQ |
|---|---|---|---|
| Revenue | ₹67 cr | ₹73 cr | -8.20% |
| Other income | ₹1 cr | ₹0 cr | — |
| Expenses | ₹38 cr | ₹46 cr | -17.67% |
| Operating profit | ₹28 cr | ₹26 cr | +8.63% |
| Operating margin (%) | 42.55% | 35.95% | — |
| Interest | ₹1 cr | ₹0 cr | +1700.00% |
| Depreciation | ₹0 cr | ₹0 cr | +0.00% |
| Profit before tax | ₹28 cr | ₹26 cr | +7.35% |
| Tax | ₹5 cr | ₹6 cr | -10.20% |
| Net profit | ₹22 cr | ₹20 cr | +12.74% |
| EPS (₹) | ₹1.16 | ₹1.03 | +12.62% |
What to watch
- Whether operating margin holds above 42.55% after the 17.67% qoq fall in expenses.
- Whether revenue recovers from the 8.20% qoq decline.
- Whether interest expense moves from 1.26 after its 1,700.00% qoq increase.