Operating loss leaves profit dependent on Rs 10.06 of other income
The consolidated business reported a -31.03% operating margin, while other income more than offset the operating loss and supported Rs 4.56 of net profit.
Filed 14 Aug 2026, 18:29 IST · after market close · INDIANCARD (INDIANCARD)
Key takeaways
- Consolidated operating profit was a loss of Rs 3.03 despite revenue of Rs 9.78.
- Net profit of Rs 4.56 depended on other income of Rs 10.06, which exceeded profit before tax of Rs 5.63.
- Operating margin was -31.03%, as expenses of Rs 12.81 exceeded revenue.
Operating business remained loss-making
Consolidated revenue was Rs 9.78 against expenses of Rs 12.81, resulting in an operating loss of Rs 3.03. This means the reported net profit did not come from the core operating business. Interest of Rs 0.36 and depreciation of Rs 1.03 added to the pressure below operating profit.
Other income drove the reported profit
Other income of Rs 10.06 exceeded profit before tax of Rs 5.63, showing that the quarter's profit was driven by non-operating income rather than operations. Tax of Rs 1.07, or an 18.92% tax rate, left net profit at Rs 4.56. EPS was Rs 7.68.
Results were filed after market close
The company filed these consolidated results after market close on 14 Aug 2026. There is no quarter-on-quarter or year-on-year comparison in this release, and no multi-quarter trend is available to establish whether the operating loss is improving or worsening.
Q1FY27 at a glance
Consolidated figures as filed with NSE — filed ahead of third-party databases, not yet independently cross-checked.
| Line item | Q1FY27 |
|---|---|
| Revenue | ₹10 cr |
| Other income | ₹10 cr |
| Expenses | ₹13 cr |
| Operating profit | ₹-3 cr |
| Operating margin (%) | -31.03% |
| Interest | ₹0 cr |
| Depreciation | ₹1 cr |
| Profit before tax | ₹6 cr |
| Tax | ₹1 cr |
| Net profit | ₹5 cr |
| EPS (₹) | ₹7.68 |
What to watch
- Whether operating profit moves above the current loss of Rs 3.03.
- Whether revenue rises from Rs 9.78 while expenses stay below Rs 12.81.
- Whether net profit remains supported by other income of Rs 10.06 or is generated from operations.