Interest charge leaves standalone pre-tax profit at Rs 15.43 cr
Operating margin was 0.93 percentage points below the reported peer median; the results were filed after market close.
Filed 14 Oct 2026, 19:14 IST · after market close · Aditya Birla Money Ltd (BIRLAMONEY)
Key takeaways
- Standalone operating profit was Rs 65.09 cr on revenue of Rs 137.69 cr, but interest of Rs 46.12 cr sharply reduced pre-tax profit.
- The 47.27% operating margin was 0.93 percentage points below the 48.2% median for four Financial Services peers that had reported.
- Net profit was Rs 10.89 cr after a 29.4% tax rate, while other income of Rs 0.19 cr did not materially drive Rs 15.43 cr of pre-tax profit.
Price around the results
Interest absorbed much of operating profit
Aditya Birla Money reported standalone operating profit of Rs 65.09 cr, but interest expense of Rs 46.12 cr and depreciation of Rs 3.73 cr brought pre-tax profit down to Rs 15.43 cr. Other income was only Rs 0.19 cr, so the profit outcome was not supported by non-operating income. Tax of Rs 4.54 cr left net profit at Rs 10.89 cr.
Operating margin trails the reported peer median
The 47.27% operating margin was 0.93 percentage points below the 48.2% median among four Financial Services peers that had reported the same quarter. With no sequential or year-on-year comparison provided, the margin gap is the clearest available benchmark for this quarter.
Results filed after market close
The company filed its standalone Q2FY27 results after market close on 14 October 2026. There is no post-results market reaction to assess yet, so the immediate stock response cannot be compared with the company's past results.
Q2FY27 at a glance
Standalone figures as filed with NSE — filed ahead of third-party databases, not yet independently cross-checked.
| Line item | Q2FY27 |
|---|---|
| Revenue | ₹138 cr |
| Other income | ₹0 cr |
| Expenses | ₹73 cr |
| Operating profit | ₹65 cr |
| Operating margin (%) | 47.27% |
| Interest | ₹46 cr |
| Depreciation | ₹4 cr |
| Profit before tax | ₹15 cr |
| Tax | ₹5 cr |
| Net profit | ₹11 cr |
| EPS (₹) | ₹1.93 |
Operating margin of 47.27% compares with a Financial Services sector median of 48.20% across 4 peers that have reported Q2FY27.
What to watch
- Whether operating margin holds above 47.27%.
- Whether interest expense remains below Rs 46.12 cr.
- Whether other income stays immaterial relative to Rs 15.43 cr of pre-tax profit.