AFSL posts Rs 65.85 cr profit at a 2.68% operating margin
Interest of Rs 12.68 cr and a 23.78% tax rate reduced the conversion of operating profit into consolidated net profit.
Filed 10 Aug 2026, 18:23 IST · after market close · AFSL (AFSL)
Key takeaways
- AFSL converted Rs 3,712.76 cr of consolidated revenue into Rs 99.52 cr of operating profit, a 2.68% margin.
- Consolidated net profit was Rs 65.85 cr after Rs 12.68 cr of interest and a 23.78% tax rate.
- Other income of Rs 0.60 cr was small relative to Rs 86.40 cr of consolidated profit before tax, limiting its impact on earnings quality.
Low operating conversion defines Q1FY27
AFSL generated Rs 99.52 cr of consolidated operating profit from Rs 3,712.76 cr of revenue, leaving a 2.68% operating margin. The narrow operating spread means the quarter's profit outcome remained sensitive to financing and tax costs.
Interest, rather than other income, shaped profit below operations
Interest of Rs 12.68 cr reduced the gap between operating profit and consolidated profit before tax of Rs 86.40 cr. Other income was only Rs 0.60 cr, so reported profit was not materially lifted by non-operating income. Tax of Rs 20.55 cr, at a 23.78% rate, brought net profit to Rs 65.85 cr.
No market reaction was available after the filing
The consolidated results were filed after market close on 10 August 2026, so there was no immediate stock reaction to assess. There is also no quarter-on-quarter, year-on-year or multi-quarter trend in the reported data.
Q1FY27 at a glance
Consolidated figures as filed with NSE — filed ahead of third-party databases, not yet independently cross-checked.
| Line item | Q1FY27 |
|---|---|
| Revenue | ₹3,713 cr |
| Other income | ₹1 cr |
| Expenses | ₹3,613 cr |
| Operating profit | ₹100 cr |
| Operating margin (%) | 2.68% |
| Interest | ₹13 cr |
| Depreciation | ₹1 cr |
| Profit before tax | ₹86 cr |
| Tax | ₹21 cr |
| Net profit | ₹66 cr |
| EPS (₹) | ₹12.20 |
What to watch
- Whether consolidated operating margin moves from 2.68% next quarter.
- Whether interest remains near Rs 12.68 cr as operating profit changes.
- Whether other income stays limited relative to the Rs 86.40 cr consolidated profit before tax.